Advice
The Verse philosophy is based upon providing our clients the financial advice, coaching and leadership they need to achieve the goals important to them.

 

Philosophy

We recognise that everyone’s needs, goals and circumstances are different. That’s why we’re focused on first understanding what our clients are hoping to achieve before we determine how we can help and what advice we need to provide. 

Once we establish a partnership with our clients, all our advice and ongoing efforts are focused on helping them eliminate any financial concerns and live out the goals and experiences important to them. 

At Verse, we operate free from many of the conflicts that can impact the quality and value of financial advice. Our fees are transparent and reflect the complexity of each client’s individual circumstances. We aren’t aligned to any financial products providers and don’t take any commissions. 

Expertise

At Verse, financial advice is comprehensive and holistic.  We’re focussed on your entire financial life which includes your financial habits and behaviours to ensure that you have the best chance of achieving the goals most important to you.

  • Investments

    Financial investments can be complex and challenging with numerous options, risks and considerations. Using extensive research to support our recommendations, we’re focused on finding the most appropriate investments for your circumstances and attitude to risk. We aim to simplify the complexities of shares, managed funds, property, term deposits, cash and bonds to ensure your investment appropriate is aligned to your needs and future goals.

    We also clearly communicate the specific benefits and drawbacks of all investments to ensure you’re making informed decisions. We construct and manage portfolios that are tailored to your individual circumstances to ensure you are making the most of your opportunities whilst not being exposed to inappropriate risks.

  • Cash flow management

    Effectively managing your cashflow can have an enormous impact on your overall financial health. At Verse, we believe that developing and maintaining the right financial behaviours is essential in achieving your goals as your cashflow is the foundation for almost all long term wealth building strategies.

    Securing your financial future is not just about building your assets but also paying down debt. We consider strategies to help you reduce and eliminate your debts as quickly as possible without significant compromise to your lifestyle.Effectively managing your cashflow can have an enormous impact on your overall financial health. 

  • Super & SMSF’s

    Superannuation is a tax effective savings structure designed to fund retirement and is one of the most significant assets most people will own. To ensure that you maximise your superannuation we will assess your fund, assets, insurances and contributions including salary sacrifice. We do this whilst giving consideration to your own investment time horizon, tolerance to risk, need for access to funds due to retirement or alternatively just needing a regular source of income.

    Self-Managed Superannuation Funds is the largest growing superannuation sector in Australia. An SMSF enables members to have greater control and flexibility over superannuation investments and strategies. An SMSF will also provide access to a broader range of assets including direct ASX listed shares, residential and commercial property as well as more ‘exotic’ investments such as options, warrants, CFDs and collectibles. It is important to understand that running your own fund can be complex and there is a range of important considerations to be made before establishing an SMSF. The Verse team can help determine whether an SMSF is appropriate for you and once established help you proactively manage your portfolio and administer your fund to support your long-term goals.

  • Personal & Business Protection

    Protecting the immediate lifestyle of you and your family as well as your future plans requires appropriate insurances to be in place. Unexpected events including death, disability, cancer, other serious illness or injury may result in you, your family and or business partners being unable to maintain their lifestyle, meet financial goals or continue a business venture.

    Insurance advice requires consideration to be given to your level of insurance needs, policy ownership, cash flow and the affect of tax on claims. Verse is not aligned to any product insurance provider which ensures that you will always receive advice that is perfectly matched to your individual circumstances.

  • Tax minimisation

    Tax minimisation is one important facet of your overall financial strategy and should always be considered in combination with other areas such as investment returns, personal income and your financial objectives. Reducing the amount of tax that you pay every year can have an enormous impact on your long-term wealth, however this requires thorough consideration and well-timed ongoing financial advice. Given tax rules and regulations are ever changing, with effective strategies in one year often being rendered ineffective or obsolete the following year.

  • Retirement planning

    Approaching retirement can be very exciting as you look forward to a significant lifestyle shift and an opportunity to enjoy more of life’s pleasures, however preparation is the key to successfully navigating the transition. It’s never too early to start preparing for your retirement and this focus can open up a range of wealth creation strategies that will strengthen your financial position as you move toward financial independence.

    It’s vital that your retirement planning strategies are flexible, as this is a time when your personal situation can change quickly due to changes in health, employment, children who need financial support or a shift in your personal goals. Longevity can also be a major factor as you need to ensure that your retirement savings can support you for as long as necessary. This can be achieved through establishing income streams, cash flow management and other strategies such as accessing any Centrelink entitlements.

Corey Wastle

Co-founder and Financial Adviser

Corey is a Certified Financial Planner and a co-founder of Verse with experience providing advice to people at each stage of life.

Renowned for his authentic and personal approach, he is committed to helping Verse clients get the most out of life.

Background

From learning to save at a young age and borrowing to invest by his teens, Corey was drawn to financial advice to help others achieve the ambitions that are most important to them, without financial constraints. 

Having spent a number of years advising clients at one of Australia’s largest financial institutions and a continuing commitment to profession education, Corey has amassed a diverse range of skills and expertise in financial planning.

During his time in the industry, Corey has developed strong ideals on how advice is best delivered to clients to enable them to recognise and determine its value; these ideals are now foundations of Verse’s unique advice approach.

He now ensures that all Verse clients receive advice in a transparent and genuine manner that is focused on addressing their individual challenges and achieving clearly defined outcomes that are meaningful to them.

Passions and pastimes

Corey is passionate about keeping fit, eating well and a enjoys range of sports. He is a devoted fan of the St Kilda Football club.

His bucket list includes shooting under par in a round of golf, presenting a Ted Talk and skiing the world.

He spends his spare time with his partner Kristy, playing golf, drinking green tea and travelling.

Qualifications

  • Certified Financial Planner (CFP)
  • Bachelor of Business and Commerce, Monash University
  • Bachelor of Communications, Monash University
  • Graduate Diploma of Financial Planning
  • Graduate Certificate of Applied Finance
  • Self-Managed Super Funds Specialist Course
  • Margin Lending Certification 
  • Member of Financial Planning Association (FPA)
  • Member of Association of Financial Advisers (AFA)

‘Many of the things you can count, don’t count. Many of the things you can’t count, really count’

– Albert Einstein

James O’Reilly

Co-founder and Financial Adviser

James is a co-founder of Verse and holds a Master of Applied Finance having previously held a diverse range of advisory roles

He now partners with clients to provide guidance in all aspects of their financial life and help achieve their individual ambitions.

Background

James began in the advice profession at the tender age of 14, working in the family’s independent financial planning practice.

Since venturing out of the family business, James has worked at both small boutique practices and major financial institutions, winning several prominent awards along the way. These experiences have helped him to establish strong principles on the delivery of financial advice and shape Verse as a trusted and industry-leading advisory firm.

James’ strong leadership skills are coupled with a distinct knowledge of both financial planning and investment management to enable him to deliver a very high quality advice experience to any client.

His passion to improve the lives of those around him flows into his professional life and ensures that Verse clients receive the advice and expertise needed to meet their personal goals and achieve financial freedom.

Passions and pastimes

James leads an ultra-active personal life combining cycling, weight training and basketball on a regular basis.

His bucket list includes meeting Paul McCartney, fluently learning another language and hiking the 3,500km Appalachian Trail that meanders through 13 states of the USA.

In the summer you will find James fly-fishing in the Kosciuszko National Park or enjoying time with his wife Louise and their two Dalmatians, Bella and Millie.

Qualifications

  • Master of Applied Finance (double-major in Financial Planning and Investment Management)
  • Graduate Diploma of Financial Planning
  • Advanced Diploma of Financial Services
  • Self-Managed Super Funds Specialist Course
  • Margin Lending Specialist Course
  • Association of Financial Advisers (AFA)
 

‘What you get by achieving your goals is not as important as who you become by achieving your goals’

– Henry David Thoreau

Monique Baines

Client Experience Manager

 

Monique is the Verse Client Experience Manager.

She is committed to ensuring that every Verse client receives a personalised experience and the process remains easy and enjoyable throughout. She holds a Bachelor of Finance with a major in Financial Planning and is in training to become an advisor in the future.  

Background

Monique joined the Verse team in 2015 as the firm’s Client Experience Manager.

A self described ‘saver’ from an early age, Monique has always had a genuine interest in financial strategies and investments. She has previously held roles as a junior analyst in corporate governance and completed a Financial Planning internship with Platinum Asset Management in early 2015. 

Her drive to join the advice profession comes from a willingness to help others, in particular the younger generation. Monique is intent on ensuring young Australian’s get more financial education, not just strategies. Her focus is on providing the teaching, guidance and coaching necessary to help them live out their goals. 

Passions and pastimes

Monqiue has a passion for animal welfrare (dog person) and dedicates her spare time to the RSPCA, helping to re-home animals. She also recently spent three months volunteering at an animal shelter in Heart Tokushima in Japan. She plays competitive netball as well as enjoying DIY craft projects, recently refurbishing a desk as a birthday present for a close friend.

Her bucket list includes travelling to every continent, becoming a board member and building a tiny house in the future. 

Qualifications and achievements

  • Bachelor of Finance (major in Financial Planning)
  • 2015 Platinum Asset Management Financial Planning Scholarship 

Hayley Knight

Paraplanner

Hayley is the Verse team’s Paraplanner.

Her focus is on continually finding simpler and more effective ways of providing advice and passing on knowledge to Verse clients, empowering them to make better financial decisions and achieve more. 

Background

Hayley has always been good with numbers and was drawn to financial services shortly after finishing school. After starting out at the local credit union she learned more about financial planning and has pursued it ever since.  After a number of years Paraplanning, Hayley took over an outsourcing company and restructured it to have less input and more time with her family.

During her time in the industry she learned how money is really just a tool in obtaining the life that we want and strategising the most effective way of achieving our goals.

Passions and pastimes

Hayley loves spending quality time with her young son Bryce and husband Chris. 

Her bucket list includes seeing Silverback Gorillas in the wild, celebrating Bastille Day in Paris and writing a book.

In her down time, you will find Hayley reading personal/business development books and enjoying a glass of wine.

Qualifications

  • Advanced Diploma Financial Services
  • Diploma Financial Services
  • Certificate 2 & 3 in Financial Services

 

‘Many of the things you can count, don’t count. Many of the things you can’t count, really count’

– Albert Einstein