A long-term, evidence based approach to growing your money and protecting the life you’ve built
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We’re here to help you participate in long-term wealth creation while protecting your plan from avoidable risks, unnecessary costs, poor tax management, concentrated bets, and destructive behaviour.
We’re long-term investors who rely on planning, evidence, and personalisation to guide our advice. We diversify because markets work and the future is uncertain. We use cash reserves because you deserve to enjoy your life regardless of whether the market is up, down, or in between. We start with what matters to you because a portfolio only works if it’s built around you—and if you can actually stick with it for the long run.

Knowledgable. Experienced. Relatable.
“Whether your ideal retirement involves travelling the world, spending time with family, or enjoying passions, we'll help you prepare for it.”
Linda Therry
Every dollar you invest is doing one of two jobs: owning a piece of great companies around the world, or standing by to give you stability and cash when you need it.
Clients often understand the philosophy but want to know what it means in practice. Here is what a Root portfolio looks like, and what it doesn't look like.
A free 45-min chat about your situation and the help you're after. We'll explain how we work and answer your questions.
An honest conversation about what's important to you, the things you want to do & achieve, and how you're feeling about your finances.
We’ll walk you through your personalised strategy, the advice to get you moving in the right direction, and modelling that shows how on track you are for the life you want.
We’ll get the foundations in place, then keep moving forward — helping you use your money to live the life you want.

Markets are unpredictable in the short term, so we focus on what we can control
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We keep costs low. We pay attention to taxes, turnover, trading costs, and implementation. We rebalance systematically. We tax-loss harvest when appropriate. We tax-gain harvest when appropriate and agreed upon. We keep an eye on your allocations and strategies to make sure they’re still doing the job we hired them to do. Our Investment Governance Group asks whether each allocation, fund, provider, and strategy still addresses your needs and expresses Root’s philosophy better than the available alternatives.
When markets fall, we don’t recommend selling. We might rebalance or look for a tax-loss opportunity. A 20% drawdown isn’t a sign the plan has failed—it’s a recurring part of owning stocks, and we build that expectation into your plan from day one. Our job in those moments is to be a steady voice, not to manufacture needless activity.

Market downturns are not surprises, but they can be surprising. However a downturn comes about, we know that they’re recurring features of long-term investing. We build portfolios with this in mind so you’re not forced to make an emotional decision in the middle of a storm.
We do this through comprehensive planning, a long-term evidence-based approach, and a portfolio built around your actual life, not someone else's.


Corey Wastle, CEO
The best time to get started was 20 years ago.
The second best time is today.



We work with people from all walks of life, however, we work best with people thinking about preparing for retirement. Generally, they've built up a healthy level of super and investments they need advice on. We’d love to help everyone, but as a small team delivering full-service advice, we can’t work with every person who enquires. To ensure we can serve our clients at the highest standard, our advisory relationships have a minimum fee of $7,700 p.a.
One-off financial advice fees are generally deductible to the extent that they relate to tax advice. Ongoing financial advice fees are generally deductible to the extent that relate to producing assessable income. Before claiming a deduction, we recommend sharing your Summary of Advice, invoices, and our estimate on what may be deductible to you with your qualified accountant.
You may be able to pay advice fees from your super account if particular requirements are met including the nature of the advice, what super accounts you hold and or what super accounts are recommended by us. Advice fees paid from super may attract a tax rebate of up to 14%, however, these rebates vary between funds.
We focus on proven investments such as cash, term deposits, shares, ETF’s, managed funds, and property. We avoid overly speculative investments and get rich quick schemes. We have access to private market opportunities including private equity, venture capital, real assets, and hedge funds. This diverse set of assets encompasses a broader range of strategies, that allow investors to generate absolute returns uncorrelated to traditional investment markets. Private market opportunities are generally appropriate for clients with portfolios exceeding $2m.
Our one-off fee for foundation advice is $7,700. Our ongoing fees are $600pm plus 0.60% on the assets under advice. Payment methods include a combination of direct debit, via investment accounts or from your super.