Investment Philosophy

A long-term, evidence based approach to growing your money and protecting the life you’ve built

Knowledgable. Experienced. Relatable.

Meet Out Team

“Whether your ideal retirement involves travelling the world, spending time with family, or enjoying passions, we'll help you prepare for it.”

Linda Therry

Our Process

Ownership Upside

Long Term

Strategic Allocation

1/3
Power of Ownership

The stock market gives you the opportunity to own pieces of great businesses around the world. In exchange, you get the chance at long-term growth as those businesses innovate, generate profits, adapt, and create value. It is one of the greatest, if not the greatest, wealth-creation engines in human history.

2/3
My Best Life

An honest conversation to clarify your values, define your intentions, and discuss your financial wellbeing. This session enables us to truly personalise the advice, and gives you a framework to make choices that optimise your finances, and your life.

3/3
Launch

We’ll share your personalised strategy, talk through the foundation advice to get things moving in the right direction, as well as modelling to show you how on-track you are. You'll get a Statement of Advice to document the foundation advice.

Keep What You Have

We keep costs low. We pay attention to taxes, turnover, trading costs, and implementation. We rebalance systematically. We tax-loss harvest when appropriate. We tax-gain harvest when appropriate and agreed upon. We keep an eye on your allocations and strategies to make sure they’re still doing the job we hired them to do. Our Investment Governance Group asks whether each allocation, fund, provider, and strategy still addresses your needs and expresses Root’s philosophy better than the available alternatives.

Stay the Course

When markets fall, we don’t recommend selling. We might rebalance or look for a tax-loss opportunity. A 20% drawdown isn’t a sign the plan has failed—it’s a recurring part of owning stocks, and we build that expectation into your plan from day one. Our job in those moments is to be a steady voice, not to manufacture needless activity.

Downturn Ready

Market downturns are not surprises, but they can be surprising. However a downturn comes about, we know that they’re recurring features of long-term investing. We build portfolios with this in mind so you’re not forced to make an emotional decision in the middle of a storm.

Life Changing by Design

We do this through comprehensive planning, a long-term evidence-based approach, and a portfolio built around your actual life, not someone else's.


Corey Wastle, CEO

Ready to Start Today?

The best time to get started was 20 years ago.

The second best time is today.

See if We’re a Fit

We work with people from all walks of life, however, we work best with people thinking about preparing for retirement. Generally, they've built up a healthy level of super and investments they need advice on. We’d love to help everyone, but as a small team delivering full-service advice, we can’t work with every person who enquires. To ensure we can serve our clients at the highest standard, our advisory relationships have a minimum fee of $7,700 p.a.

One-off financial advice fees are generally deductible to the extent that they relate to tax advice. Ongoing financial advice fees are generally deductible to the extent that relate to producing assessable income. Before claiming a deduction, we recommend sharing your Summary of Advice, invoices, and our estimate on what may be deductible to you with your qualified accountant.  

You may be able to pay advice fees from your super account if particular requirements are met including the nature of the advice, what super accounts you hold and or what super accounts are recommended by us. Advice fees paid from super may attract a tax rebate of up to 14%, however, these rebates vary between funds.

We focus on proven investments such as cash, term deposits, shares, ETF’s, managed funds, and property. We avoid overly speculative investments and get rich quick schemes. We have access to private market opportunities including private equity, venture capital, real assets, and hedge funds. This diverse set of assets encompasses a broader range of strategies, that allow investors to generate absolute returns uncorrelated to traditional investment markets. Private market opportunities are generally appropriate for clients with portfolios exceeding $2m.

Our one-off fee for foundation advice is $7,700. Our ongoing fees are $600pm plus 0.60% on the assets under advice. Payment methods include a combination of direct debit, via investment accounts or from your super.